Free discovery call
Talk to our team. Get clear on your next step.
Buying, refinancing, investing or building, a short call with one of our brokers is the easiest place to start. We'll listen, learn how you earn and what you want to achieve, and show you how we can help. No cost, no obligation, no big-bank scripts.
Phone or video, at a time that suits you. Australia wide.
What we can help with
Whatever you're planning, start here.
Whatever stage you're at, we structure the right loan around your life and your goals.
Home Loans
Find the right loan for your home and lifestyle goals.
First Home Buyers
Grants and schemes you may be eligible for, low-deposit options, and lenders suited to your situation.
Refinancing
Review your rate and loan structure against options across our lender panel.
Investment Property
Lending structured around your investment goals, whether it's your first property or your next.
Medico & Professionals
Lending that understands how medical and other professionals earn.
Construction
Progressive draw loans to build or knock-down-rebuild with confidence.
SMSF Lending
Commercial property lending for SMSFs, and refinancing existing SMSF loans. Subject to lender eligibility.
Business Finance
Funding for cash flow, equipment and growth for your business.
Bridging Loans
Smoother transitions when you're buying before you sell.
Car & Asset Finance
Finance for vehicles, equipment and other assets.
How it works
One short call. A clear way forward.
You don't need to have found a property or have your paperwork ready. Come as you are, and we'll take it from there.
Pick a time below
Choose a slot that suits you and answer a few short questions, so we can match you with the right broker.
Have a chat with our team
- What you want to achieve, and when
- How you earn and how lenders will see it
- Your options across our lender panel
- Any questions you haven't known who to ask
Know your next step
If it makes sense to keep going, we'll map out what happens next together. If not, you'll still leave with a clearer picture of where you stand.
Why Sandcastle
Support that goes beyond the loan.
On Your Side
We're not a bank, and we're not owned by one. Our only agenda is finding the right loan for you.
Women-Led, People Focused
A women-led team that values empathy, clarity and long-term relationships built on trust.
Lender Know-How, Stronger Ties
We know the policies behind the products, and our lender relationships help us find structures designed around you.
Straight Talk, Real Strategy
No big-bank scripts. Just a team that listens, explains clearly and helps you feel confident at every step.
Independent & Strategic
Because we're not tied to one lender, we shape the strategy around your life and your goals.
Finance That Fits Real Life
We know what it's like to juggle kids, budgets and timelines. We make finance less stressful, and more human.
Meet the team
A women-led team, in your corner.
Sandcastle Finance was founded in 2014 by Sally Prowse, who brings more than 20 years in property and finance. Today our team of brokers works from Manly Vale with clients right across Australia.
We take the time to understand your goals, cut the big-bank scripts, and explain everything in plain language, so finance feels clearer, calmer and a lot less stressful.
- Independent brokers with access to a wide panel of lenders
- Founder Sally Prowse is a CBA Elite and Westpac Platinum accredited broker
- Finsure accredited
- We stay with you well beyond settlement
Recognition
Trusted by lenders and the industry.
Book your call
Choose a time that suits you.
We collect your details to arrange your call and contact you about it. See our Privacy Policy.
Google reviews
What our clients say.
Every one of our 134 Google reviews is five stars. Read them in full on our Google Business Profile.
Before you book
Questions people ask.
Does the discovery call cost anything?
No. The call is free and there's no obligation to go ahead with anything afterwards.
Who will I be speaking with?
One of our brokers. We'll match you with the right person for your situation based on the answers you give when you book.
Do I need to be ready to buy or refinance?
Not at all. Many people talk to us months before they act, so they can plan properly. The earlier you understand your position, the more options you usually have.
I'm not on the Northern Beaches. Can you still help?
Yes. Our office is in Manly Vale, but we work with clients right across Australia by phone and video.
I already have a loan with my bank. Is it still worth talking?
Yes. We're not a bank and we're not owned by one, so we can look at your current loan against options across our lender panel and tell you plainly whether a change makes sense.
Let's talk
Ready to make your next move?
Book a free, no-obligation chat with our team. We'll listen to your goals and help you map out the path forward. No jargon, no pressure.