Free Wealth Plan Strategy Session

Sit down with Sally. Leave with a clear plan.

A free 45-minute session with Sally Prowse, founder of Sandcastle Finance. Sally looks at the way you actually earn, what you want to achieve, and how lenders will see you, then maps out clear next steps. Plain English, no big-bank scripts, no pressure.

Phone, video or in person at our Manly Vale office. Australia wide.

Sally Prowse, Founder and Principal Broker of Sandcastle Finance
Sally ProwseFounder and Principal Broker
5.0Google Rating134 reviews
20+ YearsIn property & finance
Est. 2014Manly Vale
CBA Elite& Westpac Platinum
Women LedIndependent team
134 Reviews5.0 on Google

Who Sally helps

For people whose finances don't fit a bank's checklist.

Most of Sally's clients come to her because their situation takes more than a quick online calculator. If any of these sound like you, this session was built for you.

Women building wealth on their own terms

Buying solo, starting again after separation, or taking charge of the family finances. Sally helps you understand your borrowing power and build a long-term plan that works for your life.

Business owners and the self-employed

Income that changes year to year, money held in a company or trust, or a recent jump in earnings. Sally knows which lenders read your financials properly.

Professionals with complex pay

Nurses, teachers, first responders and medical professionals. Overtime, shift penalties and allowances can count as genuine income with the right lender.

Investors and next-home buyers

Growing a portfolio, using equity, or buying before you sell. Sally is a qualified property advisor and real estate agent as well as a broker, so she looks at the whole move, not only the loan.

How the session works

Forty-five minutes. One clear way forward.

There's no cost and no obligation. You don't need to have found a property or have your paperwork ready. Come as you are.

01

Pick a time below

Choose a slot that suits you and answer a few short questions, so Sally understands your situation before you meet.

02

Talk it through with Sally

  • Your borrowing power right now
  • How to structure your finances for long-term wealth
  • Your next property move and how to time it
  • How to use leverage strategically
03

Leave with a clear action plan

You'll know where you stand and what to do next. If you'd like Sandcastle to take it from there, we will. If not, you'll still leave clearer than you came.

Sally Prowse with the Sandcastle Finance team
Est. Manly Vale 2014Proudly serving the Northern Beaches and all of Australia

Meet Sally

20+ years of finance expertise, in your corner.

Sally founded Sandcastle Finance in 2014 to help Australians create financial freedom through property. Today she leads a women-led team of brokers in Manly Vale and works with clients right across the country.

She's known for making complex finance feel simple, and for staying with her clients well beyond settlement.

"Financial independence isn't about earning more. It's about understanding your options and structuring smarter."

  • CBA Elite and Westpac Platinum accredited broker
  • Qualified Property Advisor and qualified Real Estate Agent
  • Finalist, 2026 Women in Finance Awards, Mortgage Broker category
  • Finalist, 2026 Local Business Awards, Outstanding Business Person of the Year
  • Sought-after finance speaker and educator

Recognition

Trusted by lenders and the industry.
CBA Elite Broker 2025/2026 Local Business Awards 2026 Finalist, Northern Beaches Finsure Ambassador Club Member 2024 CBA Elite Broker 2022/2023 MFAA 20 Years Member FIT Educator 2026

Book your session

Choose a time with Sally.

Wealth Plan Strategy Session with Sally Prowse45 minutes · Phone, video or in person · Free

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Google reviews

What Sandcastle's clients say.

Every one of our 134 Google reviews is five stars. Read them in full on our Google Business Profile.

5.0
Based on 134 Google reviews
Read all reviews on Google

Before you book

Questions people ask.

Does the strategy session cost anything?

No. The session is free and there's no obligation to go ahead with anything afterwards.

Do I need to be ready to buy or refinance?

Not at all. Many people book months before they act, so they can plan properly. The earlier you understand your position, the more options you usually have.

Can we meet online or by phone?

Yes. Choose phone or video when you book, or come in to our office at Shop 1 & 2 / 319 Condamine Street, Manly Vale. Sally works with clients Australia wide.

Can my partner join the session?

Of course. If you're borrowing together, it helps to have you both there.

I already have a loan with my bank. Is it still worth talking?

Yes. We're not a bank and we're not owned by one, so Sally can look at your current loan against options across our lender panel and tell you plainly whether a change makes sense.

Let's talk

Your next move deserves a proper plan.

Book 45 minutes with Sally and leave with a clearer picture of where you stand.